Payroll Expert Solutions Pvt. Ltd. CIN Compliant
Delhi NCR, Haryana, Uttar Pradesh
Institutional Empanelment Partner • Delhi NCR, Haryana & UP

High-Velocity Retail Debt Resolution & SARFAESI Statutory Enforcement

PES Collections operates as the specialized institutional recovery division of Payroll Expert Solutions Pvt. Ltd., delivering compliant 80+ desk telecalling floors, 100m geofenced field operations, and judicial warrant execution for North India's premier Banks and NBFCs.

80+ Seats
High-Velocity Telecalling Capacity
100m
Strict Geofenced Field Check-Ins
3 States
Tri-State Hub: Delhi NCR, HR & UP
100%
RBI Fair Practices Code & Call Audio
BORROWER ADVISORY: PES Collections representatives never accept physical cash or private personal UPI transfers. All loan payments must be completed via official bank payment links.
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Institutional Empanelment & Direct Channel Recovery Alliances
Axis Bank
ICICI Bank
Bajaj Finance
Muthoot Finance
Indian Overseas Bank (IOB)
UCO Bank
Kotak Mahindra Bank
Service Architecture

The Dual-Engine Debt Resolution Ecosystem

Structured institutional separation of retail telecalling realization from statutory judicial and physical asset enforcement.

Pillar 01 • Retail Recovery

CaaS: Collection as a Service

High-velocity, technology-driven telecalling paired with rigorous ground tracing for early delinquency, roll-rates, and written-off retail books.

  • Predictive Telecalling Cadence: 120–150 dials/desk daily, automated 10:00 AM PTP morning sweeps.
  • 4-Tier Skip-Tracing Engine: Comprehensive cross-referencing across co-borrowers, employers, and credit bureau traces.
  • 100m Geofenced Field Visits: Strict live-camera timestamped resident proof; gallery uploads blocked.
  • Portfolios Serviced: Personal Loans (PL), Credit Cards, Two-Wheeler (2W), Auto Loans, and MSME Business Loans.
Explore CaaS Capabilities →
Pillar 02 • Statutory Litigation

LaaS: Legal as a Service

Dedicated statutory enforcement wing executing magistrate court orders, receiver possession, and warrant coordination for secured assets.

  • End-to-End SARFAESI: Section 13(2) demand notices, Section 13(4) symbolic possession, and Section 14 DM/CMM petitions.
  • Physical Asset Sealing: Bar Council registered advocates coordinating alongside Court Receivers and police force.
  • Judicial Warrants Execution: Section 138 NI Act and Section 25 PSSA NACH bounce summons & NBW physical extraction.
  • Pre-Litigation Lok Adalat: Structured representation for high-velocity binding consent-decree settlements.
Explore LaaS Capabilities →
Technology & Governance

Zero-Bleed Operational Command

Eliminating phantom visits, manual dialer delays, and compliance liabilities through automated systems.

100m GPS Geofenced Check-Ins

Field executives cannot mark an address visited unless live GPS triangulates proximity within 100 meters. Photo gallery uploads are strictly disabled.

Anti-False RNR & Live Barge-In

Calls hung up under 4 seconds cannot be falsely marked 'RNR'. Quality Control leads use live silent monitoring and 3-way conference barge-in.

Dynamic Bank Payment Links

Official bank payment gateway links and dynamic UPI QR codes are instantly pushed upon call disconnect, eliminating cash handling risks.

06:45 PM 4-Signature DOAD

Every rupee collected is reconciled against official bank UTRs. Days are immutably locked with mandatory digital sign-offs before nodal dispatch.

Strict RBI 07:00 PM Cut-Off

Per RBI Fair Practices Code, outbound dialer lines and field visits are hard-frozen at exactly 07:00 PM until 08:00 AM the next morning.

IIBF DRA Certified Personnel

All recovery professionals undergo mandatory Indian Institute of Banking & Finance (IIBF) certification, code of conduct audits, and KYC verification.

Regional Footprint

Tri-State Triangulated Network

High-density operational reach across North India's critical industrial and retail lending belts.

Regional Cluster Operational Hub Key Geographies Covered Field Reach & Turnaround
Delhi NCR (HQ) Rohini Sector 24 Central Command North, West, South & Central Delhi, Rohini, Pitampura, Janakpuri, Connaught Place, Dwarka, Laxmi Nagar Same-day 24-hr field reach across all 11 Delhi revenue districts
Haryana Belt Industrial Route Command Gurugram (Cyber City, Sohna Rd, IMT Manesar), Faridabad (NIT, Ballabhgarh), Sonipat, Panipat, Karnal Dedicated bike fleet equipped with 100m geofence route optimization
Uttar Pradesh (UP) Western UP Municipal Desk Gautam Buddha Nagar (Noida, Greater Noida), Ghaziabad (Indirapuram, Raj Nagar), Meerut, Moradabad, Aligarh Local police station warrant cells and DM Court peshi follow-up
Institutional Partnership

Elevate Recovery Realization with Zero Brand Risk

Join leading Tier-1 Banks and NBFCs leveraging our technology-governed calling floors, geofenced ground fleet, and in-house legal enforcement.

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